Current Equity Evaluation
(Current Market Assessment - CMA)
Curious what your home might be worth today? Trying to plan for the future but not sure where to start?
Knowing what your home is worth can help you make informed decisions.
Our Process
Initial Information Review
You share basic details about your home (address, property type, size, upgrades) and your current mortgage balance.
Market analysis
Recent comparable sales, current listings, and local market trends are analyzed to estimate your home’s current market value.
Property Assessment
Your home’s condition, improvements, and unique features are factored in (often without a physical visit unless needed).
Equity Calculation
Your estimated market value is compared to what you owe to determine available equity.
Scenario planning
You’re shown how your equity changes if you sell, refinance, renovate, or hold.
Review & guidance
Results are explained clearly, with insights on next steps based on your goals—no obligation to sell.
Knowing what your home is worth—and having a home equity evaluation—is important because it helps you make smart financial and lifestyle decisions:
Informed selling decisions: You can price your home accurately and avoid leaving money on the table or overpricing.
Better buying power: Your equity affects how much you can afford when upgrading, downsizing, or buying a second property.
Refinancing & borrowing: Lenders base refinancing, HELOCs, and renovations loans on your home’s current value and equity.
Wealth planning: For many homeowners, their home is their largest asset—knowing its value helps with retirement and long-term planning.
Market awareness: Regular evaluations help you understand how market changes impact your net worth.
In short, a home equity evaluation gives you clarity, leverage, and confidence—whether you plan to move soon or not.
What does a CMA
look like?
A home equity evaluation is a clear picture of what your home is worth today and how much of that value you actually own. It typically includes:
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Based on recent comparable sales, active listings, and local market trends.
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What you still owe on your loan(s).
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The difference between your home’s value and your mortgage balance (minus estimated selling costs, if applicable).
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Consideration of your home’s size, condition, upgrades, and location.
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How your neighbourhood and property type are performing and what that means for future value.
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What your equity could look like if you sell, refinance, renovate, or hold.
